By · · last updated 2026-08-05
KYC verifies customers, KYB verifies businesses, KYA verifies agents. The three verification layers and where each runs in the stack.
Verification in the agent economy is three letters: KYC, KYB, and KYA. They answer different questions at different layers.
Identity verification at onboarding: who is this person? Document checks, identity scoring, ongoing monitoring.
A 1-page compliance audit for your payment agent. Check your setup against the 7-point framework. Enter your email — we send it instantly.
Business verification: who owns this company? Registration, beneficial ownership, and the 50% rule live here.
The agent-economy layer: should I trust this counterparty agent? Wallet age, linked domain, public key, declared country - scored by kya_verify.
KYC at onboarding, KYB for corporate counterparties, KYA before transacting with other agents - and sanctions screening on every payment underneath all three. The KYC vs screening explainer covers the boundary.
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